HOA Compliance by State

Alabama HOAs are governed by the Alabama Homeowners Association Act (Ala. Code §35-20-1) and the Condominium Act (Ala. Code §35-8A-101). Reserve requirements apply to condos. Learn what Alabama volunteer boards must do.

Arizona HOA boards must navigate reserve study requirements under ARS §33-1256 (condos) and budget disclosure rules under ARS §33-1803 (planned communities). Learn what self-managed boards must do to avoid personal liability.

Alaska condominium associations are governed by the Alaska Condominium Act (AS 34.07). Reserve requirements for condos apply. Learn what Alaska volunteer boards must do to meet their legal obligations.

Arkansas HOAs are governed by the Property Owners' Association Act (Ark. Code §18-13-101) and the Horizontal Property Act. Reserve studies are not mandated, but fiduciary duties apply. Learn what Arkansas volunteer boards need to know.

Delaware community associations are governed by the Uniform Common Interest Ownership Act (25 Del. C. §81-101), which includes strong reserve study requirements. Learn what Delaware volunteer boards must do to comply.

Colorado's CCIOA requires HOA boards to adopt a written reserve study policy, but does not mandate an actual reserve study. Board members still face liability for failing to exercise reasonable business judgment on reserves.

California Civil Code imposes strict reserve fund and disclosure requirements on HOA boards. Separate accounts, triennial reserve studies, and annual budget disclosures are mandatory, not optional.

Georgia HOA boards are governed by the Property Owners' Association Act (O.C.G.A. §44-3-220 et seq.). Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability.

Connecticut's Common Interest Ownership Act requires common-interest community associations to maintain reserve funds and conduct reserve studies. The requirement applies to most Connecticut HOAs and condo associations.

Florida's post-Surfside legislation created mandatory structural integrity reserve studies for condominiums 3+ stories, but HOAs under Chapter 720 are NOT subject to SIRS. Boards face fines up to $5,000/violation and personal liability.

Indiana's Homeowners Association Act (IC 32-25.5) and condominium law (IC 32-25) do not mandate reserve studies, but fiduciary duty still requires boards to plan for capital needs. Learn what Indiana volunteer boards must do.

Idaho condominium associations are governed by the Condominium Property Act (Idaho Code §55-1501) and the Common Interest Community Act (Idaho Code §55-3101). Learn what reserve obligations apply to Idaho volunteer boards.