HOA Compliance by State

Hawaii's condominium statute requires reserve studies every five years and adequate reserve funding. Personal liability for board members is explicit in state law, making Hawaii one of the strictest reserve fund states.

Iowa community associations are governed by the Iowa Horizontal Property Act (Iowa Code §499B) and the Iowa Condominium Act. Learn what reserve obligations apply to Iowa volunteer boards.

Kansas HOAs are governed by the Uniform Common Interest Owners Bill of Rights Act (K.S.A. §58-4601). There is no mandatory reserve study, but fiduciary duties still apply. Learn what Kansas volunteer boards must do.

Illinois HOA boards must comply with the Common Interest Community Association Act (765 ILCS 160) and the Condominium Property Act (765 ILCS 605). Condo associations face reserve study requirements. Learn what self-managed boards must do to limit personal liability.

Louisiana condominium associations are governed by the Louisiana Condominium Act (La. R.S. 9:1121.101) and the Planned Community Act. Reserve studies are required for condos. Learn what Louisiana volunteer boards must do.

Kentucky community associations are governed by the Horizontal Property Act (KRS §381.810) and Common Interest Community Act. Learn what reserve obligations apply to Kentucky volunteer boards.

Maryland's HOA Act requires annual budgets with reserve disclosures, while the Condo Act mandates annual reserve studies for condominium associations. Governing documents often impose additional obligations.

Maine condominium associations are governed by the Maine Condominium Act (14 MRS §1601-101) and the Planned Community Act. Learn what reserve obligations apply to Maine volunteer boards.

Massachusetts condominium law requires reserve funding under Chapter 183A. HOAs governed by their declarations face reserve obligations set by those documents, and liability concerns drive most boards toward formal reserve studies.

Mississippi condominium associations are governed by the Mississippi Condominium Act (Miss. Code §89-9-1). Reserve planning obligations apply under the Act and general fiduciary duty principles. Learn what Mississippi volunteer boards need to know.

Michigan condo boards face reserve study requirements under the Michigan Condominium Act (MCL 559.101). Learn what self-managed boards must do to meet fiduciary duties and avoid personal liability.

Minnesota common interest communities are governed by MINN. STAT. §515B (MCIOA), which includes reserve study and funding requirements. Learn what self-managed boards must do to stay compliant.